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Diversified
A broad fund can spread exposure across many companies, sectors or markets instead of depending on one investment.
THE INVESTMENT BEHIND THE GIFT
Don't just give money.
Give it room to grow.
Vestivy is designed to turn a gift into a long-term investment. For the MVP, the product is represented as a broadly diversified fund / ETF-style investment. The exact live instrument will be disclosed before real-money launch.
WHAT DOES THE GIFT BECOME?
One gift.
Many investments.
Rather than relying on the performance of a single company, a diversified fund can spread money across many investments. That gives the recipient exposure to a broader part of the market.
€100YOUR GIFT
→DIVERSIFIED FUND / ETF
Company ACompany BCompany CCompany D+ many more
ETF, EXPLAINED SIMPLY
Imagine owning tiny pieces
of many investments at once.
An exchange-traded fund, or ETF, pools investors' money and holds a portfolio of assets such as shares or bonds. Some ETFs are designed to track a broad market index. That can make diversification much simpler than selecting individual companies yourself.
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Long-term
Vestivy is designed around years, not tomorrow's price. Time gives an investment more opportunity to participate in market growth.
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Simple
No stock picking is required from the gifter. The recipient gets an investment experience designed to stay understandable.
Not every ETF is broadly diversified.Some funds focus on a narrow sector, strategy or even a single stock. Vestivy will disclose the exact investment, holdings, costs and risks before live investing.
THE POWER OF TIME
Growth can build
on growth.
Compounding happens when returns stay invested and can themselves generate future returns. The longer money remains invested, the more opportunities there are for that effect to accumulate.
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ILLUSTRATIVE CONCEPT — NOT A RETURN FORECASTGift + time + reinvested returns = the possibility of compound growth.
WHAT VESTIVY IS — AND ISN'T
Vestivy isn't about trading.
It's about giving someone a head start.
VESTIVY IS DESIGNED FORLong-term giftingDiversified investingSimple recipient ownershipRepeat contributions over time
NOT THE POINTDay tradingPicking the next hot stockGuaranteed returnsShort-term speculation
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A GOOD THING TO KEEP IN MIND
As your investments grow, so can their role in your financial life.
Your investments may form part of your overall assets. Over time, if your total wealth reaches certain thresholds, this could affect things like taxes, benefits or other means-tested arrangements.
For someone starting with a smaller investment, this may have little or no immediate impact. But as your investments — and other assets — grow, it's worth keeping an eye on.
And in a way, that's a good milestone to reach: your wealth has grown enough to matter.Everyone's financial situation is different, and rules and thresholds can change over time. Vestivy does not provide personal tax, legal or financial advice.Learn more about investing & taxes →INVESTING INVOLVES RISK
The future isn't guaranteed.
The value of investments can go down as well as up. A recipient may get back less than was originally invested. Diversification can help manage risk, but it cannot eliminate the possibility of loss.
The exact investment product, provider, costs, risk profile, key investor information and historical performance will be shown before Vestivy enables real-money investing.
Give them more than
a moment.
Give their money the opportunity to participate in the future.